Most car insurance policies are still sold for 12 months. Although this meets the needs of many drivers, some have more unusual requirements and now flexible insurance is available for much shorter periods of time.
A commonly accepted definition of short term car cover is insurance ranging from one month to as little as 1 day. However, now flexible insurance can be secured for between 1 to 8 months.
To add to this, the popularity of pay as you go insurance is available. This provides the option of not having to pay for cover when it won’t be needed.
There are numerous scenarios where drivers may take outone day temporary cover. One of the most popular is making sure you are insured when using a friends automobile. Securing an additional policy for this could protect a no claims bonus built up if no claim has been made for a while. This could therefore be an attractive option for more experienced drivers.
Another reason short term automobile insurance is taken out is to provide insurance for an additional driver so driving can be shared on a longer trip or vacation.
Providing temp insurance cover for a foreign visitor is a situation where short term cover may be required. As is needing cover when buying a new automobile either privately or from a dealer and needing to drive it home. Taking a test drive and requiring insurance for a day or weekend can be another reason.
Many drivers of vans will either be hiring or borrowing the vehicle. This can be where1 month van insurance is necessary, when you are borrowing a van for differing reasons.
For bikers that are planning a summer road trip,short term car insurance could be a solution. This may prove economical if they will only be riding while they are away and usually drive their car when at home.
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