Many car insurance policies are still sold for 12 months. As during a 12 month period the needs of drivers may change, short term insurance can now be secured potentially providing a better value and more flexible solution.
Tempcarinsurance is often referred to as policies ranging from 1 to 28 days. However, there are now a number of insurance providers who offer flexiblecoverfor between one to six months.
There are even options dubbed “pay as you go”. This gives the option to switchinsuranceon and off for periods when they know it will not be required.
There arenumerousreasons and situations where drivers may take outone day car cover. One of the most common is making sure you are protected when borrowing a friends or colleagues vehicle. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any No Claims Discount built up. This could be advantageous for careful drivers.
Temporaryinsurance also allowscoverto be provided for additional drivers who may be needed to share the driving on longer trips.
Covering a visitor from overseas is a popular reason for taking short term insurance cover. As is requiring drive away cover after buying a second hand or newautofrom a dealer. Taking a test drive and requiringcoverfor a weekend can be another eventuality.
Manydrivers of vans will either be hiring or borrowing the vehicle. This can be wheretemporary one month van cover is appropriate, when you are borrowing a van for a range of situations.
Forridersthat are planning a summer road trip,short term car insurance could be a solution. This could be very beneficial if they use a car most of the year and will only be using thebikewhile they are away.
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