Numerous car insurance policies are still sold for 12 months. However, to meet the flexible needs of modern driving, temporaryinsuranceis now available for shorter periods of time.
Short termvehicleinsurance is often classed as policies ranging from one to 28 days. However, now flexibleinsurancecan be secured for between 1 to 6 months.
In addition to this, monthly “pay-as-you-go” insurance is available to drivers. This provides the option of not having to pay forcoverwhen it won’t be needed.
There aremany situations where drivers may take outthree month car insurance. One is making sure you are adequately insured when using a friends car. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any no claims bonus built up. This could be advantageous for careful drivers.
Another reasontempinsurance is taken out is to providecoverfor an additional driver so driving can be shared on a longer trip or vacatio.
Insuring a visitor from overseas is an important reason for taking out this type ofinsurance. As is securing cover for one day when buying a new vehicle and needing drive away insurance to take it home. Taking a test drive and requiringcoverfor 24 hours can be another eventuality.
Severaldrivers of vans will either be hiring or borrowing the vehicle. This can be where3 months van insurance is required, when you are borrowing a van for a range of scenarios.
Forridersthat are planning a summer road trip,three month bike insurance could be a solution. This may prove economical if they use a car most of the year and will only be riding while they are away.
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