Several auto insurance policies are still sold on an annual basis. However to meet the flexible driving needs of today’s drivers, short termauto insurance is available for much shorter periods.
Temp cover in most parts of the world is defined as a short term vehicle insurance policy lasting from 24 hours to twenty eight days. However, now flexible insurance can be secured for between one to eight months.
There are even now policies coined “pay as you go”. This gives the benefit of not having to pay for cover when it won’t be needed.
There are many situations where 1 day temporary cover may be needed. One is making sure you are adequately covered when using a friends car. Although you may be able to drive another vehicle on your annual policy, taking out an extra policy for this could protect any no claims bonus acquired. This could be an economical option for more experienced drivers.
Temporary insurance also allows cover to be provided for additional drivers who may be needed to share the driving on longer trips.
Insuring an overseas guest while they are over here is a common reason. As is securing cover for one day when buying a new vehicle and needing drive away insurance to take it home. Taking a test drive and needingcoverfor a weekend can be another reason.
Many people who drive a van, don’t actually own one themselves. This is where temp 1 day car insurance can be required, if you are borrowing a van for a range of situations.
For riders that are planning a summer road trip, cheap temp cover could be very useful. This may prove economical if they use a car most of the year and will only be riding while they are away.
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